Self-Employed
Bank said no because of how you file? I structure self-employed and incorporated applications the way lenders actually want to see them — so your real income counts.
Bank said no because of how you file? I structure self-employed and incorporated applications the way lenders actually want to see them — so your real income counts.
A bruised credit history isn't the end of the story. I know which lenders look past the score and how to position your file so it gets a yes.
Tap equity, consolidate debt, or lock a better rate. I run the full numbers first so a refinance actually leaves you further ahead — not just rearranged.
Carolyn Callero is the type of Mortgage Agent that truly grew into her role, through several careers in the financial industry, she built the experience needed that would prove to be invaluable in her future career.
Over the years, she was promoted multiple times as a result of her knowledge, drive, and passion for the industry. After starting as a full-time personal banker, she moved into an Account Manager/Financial Advisor role with CIBC. Having established herself after 10 years in the industry, she decided it was time to make a move into a Mortgage Specialist role at CIBC. Eventually, she transitioned to work with an independent brokerage, earning her another 15 years experience. It became clear that she was truly making a difference in the lives of her clients when in 2008 – and every subsequent year – she was named one of Canada’s top Mortgage Brokers by Canadian Mortgage Professionals (CMP)
With a wealth of experience under her belt, Carolyn decided it was time to help people plan their futures in her own way – which lead to the beginning of Mountainview Mortgage with her partner Anthony Spadafora. Since then, her past customer service experience has encouraged her to deliver consistent, personalized interactions with clients; something that really sets Mountainview Mortgage apart from many traditional lenders and brokers. She has instilled the same values in her team, making establishing long-term client relationships a fundamental component of their operations. Carolyn works with any clients in need of mortgage or banking solutions. Contact her to learn more about what she can do to help you strive for your financial potential.
Call or email Carolyn directly — messages are usually returned within one business day.
30 min · No paperwork, no credit check